Understand and compare Medicare plans
Explore coverage, compare plans in your area, and find your next enrollment step.
Responsible agency: Centers for Medicare & Medicaid Services · Reviewed 2026-09-29.
Steps to prepare
Check your enrollment window
Joining or changing a plan depends on your enrollment period. If you are new to Medicare, first review Part A and Part B sign-up.
Compare what matters to you
Use your ZIP code, prescriptions, and pharmacies in the official Plan Finder. Check provider networks, premiums, deductibles, and estimated total costs.
Review before enrolling
Confirm coverage with the plan and your providers. Enroll on Medicare.gov when eligible, or call 1-800-MEDICARE for help.
Eligibility to check
- Plan availability depends on your location and Medicare coverage.
- Enrollment periods and plan-specific requirements apply.
Information or documents to prepare
- Medicare card for enrollment
- Prescription and pharmacy list for comparison
- Current coverage details
Cost and timing
Cost: Plan premiums and out-of-pocket costs vary.
Timing: Your enrollment period determines when you can join and when coverage starts.
Your next step
Check your enrollment window, then compare local plans.
Read the official Centers for Medicare & Medicaid Services source
This is an independent preparation guide, not an application or eligibility decision. Confirm current requirements with the agency.